Undergoing a Real Estate Transaction requires many areas of expertise including mortgage, lending, inspections, insurance, and more. While you are free to choose the experts of your choice, I have found the businesses below to be my "go-to" choice as they are professional, timely, and will get the job done.
Mortgage Lenders help those seeking loans to choose the correct product as well as completing and processing the loan application. Their main duty is to solicit potential borrowers for new mortgage loans. Typically, a mortgage loan officer are employed by financial institutions such as banks, mortgage companies and credit unions.
My choice lender:
Town and Country Bank
303 N Main St, Decatur, IL 62523
A home inspection is a limited, non-invasive examination of the condition of a home. The home inspector describes the condition of the home at the time of inspection but does not guarantee future condition, efficiency, or life expectancy of systems or components. The inspector prepares and delivers to the client a written report of findings. The client then uses the knowledge gained to make informed decisions about their pending real estate purchase.
My choice inspector
363 S Main St #460 Decatur, IL 62523
title Insurance provider
Real estate title insurance very simply is an insured statement of the conditions of one’s title or ownership rights to a certain piece of real estate. The policy guarantees that the property being purchased or mortgaged is free from undisclosed liens or rights and it guarantees additionally that any confusion as to rights of ownership will be resolved in favor of the party owning the real estate or the title insurance company will be liable for loss in value to the policyholder up to the policy limits.
My choice title insurance provider
3350 N Water St. Suite B Decatur, IL
A home warranty is a contract between a homeowner and a home warranty company that provides for discounted repair and replacement service on a home's major components, such as the furnace, air conditioning, plumbing and electrical system. A home warranty may also cover major appliances such as washers and dryers, refrigerators and swimming pools. Most plans have a basic component that provides all homeowners who purchase a policy with certain coverages.
my choice home warranty provider
Radon is a radioactive gas that has been found in homes all over the United States. It comes from the natural breakdown of uranium in soil, rock and water and gets into the air you breathe. Any home can have a radon problem. When planning to sell your home, have a test taken as soon as possible. The radon test will result in important information about your home's radon level.
my choice radon inspector
3146 Colorado Drive, Decatur IL
Termite & Pest Control
In homes and urban environments, pests are the rodents, birds, insects and other organisms that share the habitat with humans, and that feed on and spoil possessions. Control of these pests is attempted through exclusion, repulsion, physical removal or chemical means.
my choice pest control
717 Apache Drive, Forsyth, IL 62535
Clients are not required to use the listed provider(s) as a condition of doing business, the information is being provided as a suggestion for services you may need. Clients are able to use any vendor of their choosing that meets the guidelines, certification and/or licensing requirements set by state & federal requirements.